A business owner’s policy (BOP) combines general liability and commercial property in one package, usually at a lower price than buying them separately. It’s designed for small and mid-sized businesses like offices, shops and restaurants.
Small businesses with a storefront, office or equipment.
Check whether wind is included — some Florida BOPs exclude it.
Business interruption, data breach, equipment breakdown.
What a BOP typically includes
- General liabilityThird-party bodily injury, property damage and advertising injury.
- Commercial propertyYour building (if owned), equipment, inventory and furnishings.
- Business incomeLost income and extra expenses after a covered shutdown.
Business Owner’s Policy (BOP) insurance across the Treasure Coast
Our office is at 1165 SW 27th Street, Palm City, FL 34990, and we help clients with a business owner’s policy (BOP) throughout Martin and St. Lucie counties — and anywhere in Florida.
Frequently asked questions
What does a Business Owners Policy (BOP) cover?
A BOP typically combines general liability and commercial property insurance to help protect your business against common risks.
Who isn’t eligible for a BOP?
Larger businesses or higher-risk operations, such as many contractors, may need separate policies instead.
Ready for your business owner’s policy (BOP) quote?
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