Preparing your experience

Business coverage · Palm City, FL

Contractors Insurance

Liability, tools, vehicles and builders.

Contractors face risks most businesses don’t — job-site injuries, damage to client property, stolen tools and contract requirements that change job to job. We build contractor programs that keep you compliant and on the job.

Who it’s for

General contractors, roofers, electricians, plumbers, landscapers and other trades.

Florida note

State-certified contractors must show proof of liability coverage.

Popular add-ons

Inland marine (tools), builder’s risk, umbrella.

Common contractor coverages

  • General liabilityCovers third-party injury and property damage from your work.
  • Commercial autoCovers trucks, vans and trailers used on the job.
  • Tools & equipmentInland marine coverage for tools and equipment on job sites or in transit.
  • Builder’s riskCovers structures under construction or renovation.

Contractors insurance across the Treasure Coast

Our office is at 1165 SW 27th Street, Palm City, FL 34990, and we help clients with contractors insurance throughout Martin and St. Lucie counties — and anywhere in Florida.

Frequently asked questions

What insurance do I need for a Florida contractor license?

Florida’s Construction Industry Licensing Board requires state-certified contractors to show proof of general liability and property damage coverage. Requirements can differ for locally registered contractors.

Ready for your contractors quote?

Free, no-obligation, and compared across multiple carriers.

Related coverage

Talk to a Palm City agent

Insurance that has your back starts with one call.

772-286-6359

Monday – Friday: 8:30am – 5:00pm · 1165 SW 27th Street, Palm City

Prefer we call you?

Leave your number and a licensed agent will call you back, usually the same business day.