If your business relies on vehicles, you need a commercial auto policy — and federal or state rules may require one. We’ll help you stay compliant and properly protected.
Who it’s for
Businesses with vehicles or employees who drive for work.
Florida note
Personal auto policies often exclude business use.
Popular add-ons
Hired & non-owned auto, roadside, gap.
What does commercial auto insurance cover?
- LiabilityPays for damage and injuries your driver causes to others, including legal defense costs.
- ComprehensiveCovers non-collision damage such as theft, flooding, vandalism and fire.
- CollisionPays to repair your vehicle after it hits another vehicle or object.
- Medical paymentsHelps cover medical care for the driver and passengers after an accident.
- Uninsured / underinsured motoristCovers your driver and passengers when the at-fault driver lacks adequate insurance.
- Hired & non-owned autoCovers liability when employees use rented or personal vehicles for work.
Commercial Auto insurance across the Treasure Coast
Our office is at 1165 SW 27th Street, Palm City, FL 34990, and we help clients with commercial auto insurance throughout Martin and St. Lucie counties — and anywhere in Florida.
Palm City, FL Stuart, FL Jensen Beach, FL Port St. Lucie, FL Hobe Sound, FL Hutchinson Island, FL Jupiter, FL Fort Pierce, FL
Frequently asked questions
Do I need commercial auto if I use my personal car for work?
It depends on how the vehicle is used. Regular business use — deliveries, hauling tools, transporting clients — often needs commercial coverage or a business-use endorsement.
Ready for your commercial auto quote?
Free, no-obligation, and compared across multiple carriers.